Abstract:
The objective of this research was to study the factors influencing financial planning among working age people and to study the understanding of financial planning among working class aged people. The sample consisted of 30 people of working age from Muang District, Nakhon Pathom Province, aged between 20 55 years old. The data was collected by insight interview.
The results of the research revealed that working age people have the objectives of emphasis on knowledge, income, expenses and risk management that may occur in the future of financial planning, but often encounter problems in financial planning in terms of uncontrollable factors that hinder financial planning and lack of time targets for determining financial planning. It is something that cannot be immediately for determined on how long it takes to succeed. It comes from behavior towards financial planning among working age people, causing lack of financial liquidity. This is the main problem in life therefore, one should assess their financial situation and status before making financial planning decisions to achieve the goals set for success, along with effective financial management and discipline in financial management.
Keywords: Financial Planning Behavior, Financial Planning, Working Class