Abstract:
This qualitative research had the purpose to study the service marketing mix factors affecting the selection of debit cards, of Kiatnakin Phatra Bank, Silom Branch, Bang Rak District, Bangkok. Data collection used a sample group of customers who use debit card products of Kiatnakin Phatra Bank. With in-depth interviews, the results showed that Service Marketing mix factors were: Product aspect of Kiatnakin Phatra Bank debit card is beautiful and can be used instead of cash to purchase goods and services conveniently. It reduces carrying cash; price (Price), registration fee, annual fee, and fee for cash withdrawals from other bank ATMs is appropriate; In terms of distribution channels (Place), the number of branches is sufficient and able to support the use of services thoroughly, and the number of ATM machines is sufficient to provide services; In terms of marketing promotion (Promotion), there were interesting promotions such as free gifts when applying for a Kiatnakin Phatra debit card; Personnel (People), employees have knowledge and expertise in debit card products presented to users; Physical, the Bank has a clear and suitable service location, and the property is clean and tidy; Process: There are no complicated procedures for applying for a debit card, and troubleshooting issues with debit cards is quick.
Keywords: debit card, bank, Kiatnakin Phatra Bank Debit Card