Abstract:
The objective of this research was to investigate personal factors, perception of corporate image, acceptance of technology, and risk awareness affecting E-wallet users decision making in Bangkok. A questionnaire was administered to 400 E-wallet users (True Money Wallet) in Bangkok. Then the data were analyzed by frequency, percentage, average, standard deviation, One-way analysis of variance, and multiple regression analysis.
The results showed that most of E-wallet users (True Money Wallet) in Bangkok were females, 26-30 years of age holding bachelors degree with their salary between 20,001-25,000 THB. They were single and worked as private company employees. Their perception of corporate image, utility, risk awareness, and decision making on E-wallet using were at a high level. Different monthly income affected their decision making. Their understanding on perceived corporate image, technology, safety, acceptance of technology, utility, attitude, risk awareness, and users safety influenced the decision making of using True Money Wallet.
However, the personal information of E-wallet (True Money Wallet) user is protected by accessing password and the security account. This brings about users decision making trust for using True Money Wallet.