Abstract:
The purposes of this study were to determine the individual factors that affected the customers expectations and perceptions toward the service quality of Krung Thai Bank Public Company Limited, and to investigate the levels of expectations and perceptions toward the service quality of Krung Thai Bank Public Company Limited. The samples used in the study consisted of 400 bank customers over 18 years old, which were drawn by the method of convenience sampling. The data were collected through the application of questionnaires. The statistics applied for the data analysis comprised Frequency, Percentage, Mean, Standard Deviation, Paired Samples t-test, Independent Samples t-test, One-way ANOVA, and Least Significant Difference.
The study indicated that the Krung Thai Bank customers had a high level of expectations toward
the overall service quality, moreover, the perceptions toward the overall service quality was also found at a high level. The customers with different gender, and level of education had differences in the expectations toward the service quality, and the customers with different age, level of education, occupation, and types of services had differences in the perceptions toward the service quality. Moreover, the study demonstrated that the level of expectations caused different effects on the level of perceptions in the aspects of the bank officers, reception, speed of service, location, and accommodations at 0.05 level of significance.