Zhang Yiyun. An economic evaluation on the new cooperative medical scheme (NCMS) financing : a case study of Meedu county, Yunnan province, China . Master's Degree(Health Social Science ). Mahidol University. : Mahidol University, 2008.
An economic evaluation on the new cooperative medical scheme (NCMS) financing : a case study of Meedu county, Yunnan province, China
Abstract:
The New Cooperative Medical Scheme (NCMS) has existed since 2003.
With the strong political commitment of the Chinese government, NCMS has been
pushed to expand in rural China with increased financing and advocacy. However,
some problems which have been identified are not yet clearly understoodthe cost of
publicity and collecting the premium from the villagers, and the refusal of some
villagers to participate. These have become barriers to further NCMS expansion. This
study looks at the current resource allocation for NCMS financing in a typical
agricultural county in southwestern China. Existing data and costing techniques were
used to examine the NCMS financing costs. Qualitative strategies were applied to
explore why villagers do not participate in NCMS.
In the year 2006, NCMS financing in Meedu County, at the county,
township village levels respectively cost 240,086 Yuan, 56,352 Yuan, and 13,888
Yuan in advocacy of villagers. The overall NCMS financing cost of Haibazhuang
Village allocated by the three levels was a total of 21,765 Yuan, with the biggest part
taken by manpower and monitoring activities at the village level. The unit financing
cost per NCMS enrollee was 5.84 Yuan with 4.34 Yuan paid in real money, and 1.50
Yuan consumed without real money payment. The results also reveal the complexity
of the villagers non-enrolling behavior. Reasons for not participating were: 1) the
poorest could not afford the 10 Yuan premium; 2) healthy villagers did not see the
need to have health insurance; 3) migrant villagers felt they did not benefit from the
hometown NCMS; 4) disappointed villagers stopped using the NCMS because of the
negative behavior of heath service providers; 5) some villagers dropped out as they
failed to understand NCMS regulations.
It is highly recommended that the focus be shifted from the horizontal
NCMS expansion of pursuing 100% coverage to the vertical NCMS expansion by
providing more detailed information to strengthen the enrolled villagers
understanding of NCMS for long-term development.