Priyanjana Wickramarachchi. Online Banking and Customer Satisfaction in Muak Lek District, Saraburi Province. (). Asia-Pacific International University. Library and Information Resource Center.. : , May .
Online Banking and Customer Satisfaction in Muak Lek District, Saraburi Province
Abstract:
This study delves into the complex relationship between online banking services and
customer satisfaction in Muak Lek, Saraburi, Thailand. Conducted through a quantitative
survey administered among a sample of 402 online banking users, this research meticulously
examined the multifaceted factors that influence customer satisfaction. Specifically, we
investigated reliability, transaction efficiency, ease of use, safety and security, customer
support, performance, and service content.
Descriptive analysis of the survey responses provided invaluable insights into
respondents' perceptions, revealing a predominantly positive outlook towards online banking
services across various dimensions. Furthermore, the utilization of Pearson's correlation test
uncovered significant correlations among customer satisfaction and the aforementioned
factors, clarifying their interconnectedness and importance.
The findings highlighted a generally positive perception of online banking services
among respondents, with high levels of satisfaction reported across multiple dimensions.
Notably, reliability, transaction efficiency, ease of use, and performance emerged as significant
predictors of customer satisfaction. However, concerns regarding safety and security, as well
as areas for improvement in customer support and service content, were also identified.
Theoretical and managerial implications of the findings are extensively discussed,
emphasizing the significance of addressing these factors to enhance overall customer
satisfaction in the digital banking landscape. From a managerial standpoint, banking
institutions are urged to prioritize investments in improving service reliability, transaction
efficiency, and user interface design to foster positive customer experiences.
Furthermore, the research hypotheses concerning the relationship between these factors
and customer satisfaction were supported, reaffirming their critical role in shaping user
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perceptions. Recommendations for future research include exploring the impact of
demographic variables on customer satisfaction, conducting longitudinal studies to track
changes over time, and investigating the effectiveness of interventions aimed at addressing
identified concerns.
In conclusion, this research contributes significantly to a better understanding of online
banking dynamics in Muak Lek, Saraburi, Thailand. By explaining the factors underpinning
customer satisfaction, it offers valuable insights for banking institutions seeking to refine their
online banking services and strengthen customer relationships in the digital age.
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