Abstract:
The purpose of this research was two-fold: to study and compare the service quality of Vung Tau Branch of ACB Bank in Vietnam as perceived by customers classified by gender, age, occupation, monthly income, types of service, and education.
The sample group consisted of 400 customers who, as of 31 December 2009, had been holding saving accounts with the bank and receiving services. The sample size was determined using the Krejcie and Morgan Table. The research instrument was a questionnaire with a five-level rating scale, yielding the reliability value of .95. The questionnaire was checked for the content validity by five experts. The data were analyzed by means of percentage, arithmetic mean, standard deviation, t-test, and F-test.
The findings were as follows:
1. The overall service quality of Vung Tau Branch of ACB Bank in Vietnam was perceived to be at a high level with the service quality in four aspects in a descending order from high to low as follows: process, personnel, place and environment, and equipment.
2. The customers who were different in monthly income, types of services they received, and education were not significantly different in their opinions regarding the overall service quality and in all individual aspects of the service quality. Those who were different in gender had significantly different opinions, at the level of .01, regarding the service quality in the aspects of personnel and place and environment. The customers who were different in age had significantly different opinions about the overall service quality, at the level of .05, and the aspect of equipment, at the level of .01. Those who were different in occupation perceived the overall service quality differently at the significant level of .05, and the service quality in the aspect of equipment at the significant level of .01.