Abstract:
The purposes of this research were : (1) to investigate the factors affecting the decision-making to choose the service provided at assurance companies; and (2) to compare the level of factors affecting the decision-making, which classified by personal information. The questionnaire was employed to 384 sample population, who decided to choose the services provided at the assurance companies. SPSS for WINDOWS was used to analyze frequency, percentage, mean, standard deviation, t-test, F-test, and Scheffé s.
The research results revealed that most of the respondents were male with age ranging from 31 to 35, and their educational background was bachelors degree. They owned private businesses located in Surat Thani province. Their monthly incomes ranged from 50,001 to 15,000 baht. They owned one assurance contract on vehicle risks from Thanachart Assurance Company. The results from their opinions revealed that the overall level of factors affecting their deicision-making was found to be high. It was also found that there were differences at the significant level of 0.05 among the respondents differing in personal information of age and monthly incomes, whereas there were no differences among the respondents with other personal information.